... gone to settlement on a mortgage refinance to find that the banking bozos have increased the amount of the total loan by $9,000?
And, have you ever spent a hour making phone calls to the banking bozos from the settlement company's phone to try to straighten out what happened and how to fix it?
And, have you ever had to smack down the settlement agent who thinks that signing the loan at the increased rate and then simply paying off the extra $9,000 in a lump sum would be the same as signing the loan the way it was originally intended?*
And, have you ever gritted your teeth and agreed to return to the settlement company at the end of the afternoon when the banking bozos will have corrected the paperwork?
And, have you ever left the settlement office and then realized that returning in the late afternoon will mean that you won't be able to go say goodbye in person to your little brother and his girlfriend, who have been here (from Singapore) for the last two-plus weeks?
And, have you ever phoned your little brother to say goodbye on the way back to your office from the settlement company and started crying while driving and talking because you realize how little time you've actually spent with him during this visit due to trips to D.C. and starting new businesses and getting sick and directing a play?
Have you ever arrived back at your office with mascara dripping off your chin?
* Do NOT mess with me -- I eat amortization tables for lunch.